If you find yourself tempted to dip into funds, a better option may be to invest small amounts weekly or monthly in savings stamps. Sold over the counter for £5 each at any Post Office branch you can stick them onto a collector's card and can use them to pay for utilities bills, car tax, travel insurance, mobile phone top-ups and even some goods and stationary on sale in your local Post Office shop.It is also well worth asking about savings stamps at Coop supermarkets and corner shops, where in 2009, £50 was given back for every £48 of stamps bought towards Christmas groceries. That was a massive 4.16% in interest! http://www.postoffice.co.uk/portal/po/content1?catId=94800755&mediaId=19400174
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