When all else fails, you can apply for a managed account which is operated for a set-up then monthly fees. Although managed accounts may have the added benefit of a prepaid credit card in addition to a current account for receiving income and paying regular bills, they are really aimed at those who have failed to ensure sufficient funds are available when using other basic accounts. It's good to have this safety net, but ideally, aim to avoid accounts like these as you will quite literally be paying for your mistakes.https://www.cardonebanking.com/landingpages/application.aspx?sourceCode=10422000
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