Sale stock tends to shift trends which are on their way out, so shop selectively to make credit free savings.
There isn't a soul you'd be ashamed to meet in that bastion of British bloomers and purveyor of timeless classics, Marks & Spencer. The only extra it will cost is a catch-up cup of coffee in the in-store café.
Claim a carrier which says it all and recycle at will to show freedom from financial woes. Tuck a trifle from the likes of Liberty in a branded plastic bag, then parade your Zero-credit habit with pride.
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