Wednesday, 20 January 2010


One of the benefits of running Zero-credit whilst housed in a modest council home is getting the lending garb first hand. Today, Littlewoods, no doubt in a carefully crafted post Xmas drive - it is afterall a week till I get paid again after the festive splurge  - have called to ask me if I'd like to reduce my payments over a longer term: 3 years to be precise. When I said "I don't do interest", the indignant reply was "But it's a fixed term" - as though I was quite mad for contemplating any differently.

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