Being in debt is stressful. It is easy to agree to repayments you cannot afford because you feel foolish, guilty or intimidated - especially when the outcomes of bankruptcy are exaggerated.
Take your time to make the best decisions for you and your creditors. Explore what help is available and choose support which fits your lifestyle so as to be sure to use it.
Want a say in how we do things?
For £1 a year, Zero-credit membership
is open to anyone, aged 16 or over
with personal experience of debt.
Come on, join us today!