Don't take decisions, make them! Being in debt is stressful - it is easy to agree to repayments you cannot afford because you feel foolish, guilty or intimidated, so take your time to make the best decisions for you and your creditors. Explore what help is available and choose support which fits in with your lifestyle so as to be sure that you use it. Why sign up for something you cannot manage? Fear invariably makes circumstances seem worse than they are, so look at the worst case scenario by getting it straight from the horse's mouth.
Want a say in how we do things?
For £1 a year, Zero-credit membership
is open to anyone, aged 16 or over
with personal experience of debt.
Come on, join us today!