If your debts are getting out of control, if you are borrowing in order to meet your repayments, if you are struggling to pay your rent or mortgage you need to get some support and advice as soon as possible.
Where to turn. There are phone lines offering free advice, charities who can help and many debt advice companies where you pay for advice. How do you know which to turn to? The Office of Fair Trading (OFT) offer this clear help.
Read it, bookmark it, print it off. Do keep it as a handy reference for phone numbers and information.
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