This week we are delighted to invite Payplan to guest blog on Zero-credit.
With many things in life, reality is usually a far cry from our perceptions. This is just as true when talking about debt. For many years debt has been seen as a taboo subject, no one is in debt so no one talks about it, or so you would think. In reality we help over 100,000 people each year with their financial worries and do the best we can to put them onto the road of debt freedom.
At Payplan we have many specially trained debt advisors who are on hand 13 hours a day 5 days a week to help those who are in debt crisis, regardless of their reality.
To help us highlight the difference between reality and perception we devised a survey. The survey asked seven simple questions in an attempt to gauge a sample, albeit a small sample, of the public’s perception of debt.
The reality of debt came from our very own client database. We combined all new clients that came into Payplan from March 2010 to March 2011 who entered into either a Debt Management Plan or an Individual Voluntary Arrangement.
The results revealed what we suspected, people’s perception of debt is far different from reality, proving that what is seen as stereotyping people in debt is wrong, people can and do get into debt regardless of their income, the area they live in or the background they come from.
Source: Payplan – IVA and Free Debt Management Plan provider.
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